Streamline your WooCommerce payments with UPI QR Code Payment Gateway: Save on fees and hassle

Running a WooCommerce store and dealing with payment gateways can often lead to headaches, additional costs, and long approval processes. However, if you’re based in India, there’s a fantastic solution available – the UPI QR Code Payment Gateway for WooCommerce. This free plugin, available on the WordPress.org repository, allows you to easily accept payments from UPI apps like BHIM, Google Pay, Paytm, PhonePe, or any other UPI banking app, without any payment gateway charges.

In this article, we will explore the benefits of using this plugin, how it works, and guide you through the process of setting it up on your WooCommerce site.

Why Use UPI QR Code Payment Gateway Plugin?

Payment gateways such as PhonePe, Razorpay, and Paytm Payment Gateway often require merchants to go through a complex onboarding process. This includes submitting multiple documents, complying with website guidelines, and paying transaction fees for every sale. In contrast, the UPI QR Code Payment Gateway plugin simplifies everything and offers some major advantages:

1. No Payment Gateway Charges: Payments made directly through UPI apps are free, eliminating the hefty fees imposed by third-party payment gateways.
2. Instant Settlement: Funds are transferred instantly to your bank account once the customer completes the payment.
3. No KYC or GST: You don’t need to submit additional documents like a GST number or go through the Know Your Customer (KYC) process for this plugin.
4. Direct Payments to Your Bank Account: Payments made by customers go directly to your merchant UPI account, making the process simpler and faster.
5. Minimal Documentation: Setting up a merchant UPI account, such as PhonePe Business or Paytm Business, requires only minimal documentation like a PAN or Aadhaar card.
6. Avoid Extra Steps: No need to coordinate with payment gateway providers, reducing hassle and setup time.

How Does It Work?

When a customer visits your WooCommerce store and proceeds to checkout, they will see UPI as a payment option. Upon selecting this option, they will be presented with a page displaying a UPI QR code containing the payment details.

• On mobile, the customer will also see a button that takes them to a list of installed UPI apps like Google Pay, PhonePe, or Paytm.
• The customer scans the QR code or selects an app, pays the required amount, and receives a 12-digit transaction ID in their UPI app.
• The customer then inputs the transaction ID into the WooCommerce checkout page and submits the order.
• Once the order is submitted, the merchant receives a notification in their UPI app, can verify the payment, and proceed with fulfilling the order.

This setup offers a seamless, 100% success rate for payments and is fully supported across multisite WordPress installations.

Step-by-Step Guide to Setting Up UPI QR Code Payment Gateway Plugin

Here’s how you can enable UPI payments on your WooCommerce store:

A. Install the Plugin:

• Go to your WordPress dashboard.
• Navigate to Plugins > Add New.
• Search for “UPI QR Code Payment Gateway for WooCommerce.”
• Click Install and Activate the plugin.

B. Configure the Plugin:

• Once installed, go to the plugin’s settings from the WooCommerce settings panel.
• You’ll be asked to provide your merchant UPI ID. This is necessary to receive payments directly to your bank account.
• Customize how you want the plugin to handle payments (e.g., showing the order as “on hold” until the transaction is verified).

C. Testing the Setup:

• Set up a test product and go through the checkout process to ensure the QR code is generated correctly and the payment can be made via UPI.

D. Verify Orders:

• When a payment is completed, verify the transaction in your UPI app.
• Once confirmed, update the order status in your WooCommerce dashboard to “Processing” or “Completed.”

Why UPI Is the Future of Digital Payments in India

UPI (Unified Payments Interface), developed by the National Payments Corporation of India (NPCI), is revolutionizing how digital transactions are conducted in India. With round-the-clock availability, it’s fast becoming the preferred payment method for consumers due to its simplicity and instant transfer capabilities.

By integrating the UPI QR Code Payment Gateway plugin into your WooCommerce store, you not only eliminate the need for traditional payment gateways but also offer your customers a convenient, fee-free payment method.

Final Thoughts

If you’re looking for an easy, cost-effective way to accept payments on your WooCommerce store without the hassle of dealing with third-party payment gateways, the UPI QR Code Payment Gateway plugin is the perfect solution. It’s simple to set up, requires minimal documentation, and best of all – it’s completely free. Accept payments directly into your bank account and avoid unnecessary fees while offering your customers the ease of UPI-based payments.

Make the switch today and streamline your store’s payment process with this must-have WooCommerce plugin!

Disclaimer: This article was generated with the assistance of large language models (LLMs). While I (the author) provided the direction and topic, these AI tools helped with research, content creation, and phrasing.

Last Updated on September 24, 2024 by Admin